Families having a second child can reduce their mortgage debt by EUR 2,600 (HUF 1 million), while for the third child (or an additional child, if not previously applied for), the amount of the loan waiver increases to EUR 10,300 (HUF 4 million) (so a total waiver of EUR 13,000 - HUF 5 million can be applied for 2 eligible children), for each additional child, families can reduce their mortgage debt by an additional EUR 2,600-2,600 (HUF 1-1 million).

It is important that the mortgage loan waiver can apply only to loans obtained before the birth of the child.